Attention homeowners: Real estate appraisal services for in Charleston and Charleston County

Here are the top seven reasons why SC homeowners use Williams Appraisal and Realty Services, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in SC by determining the true market value of property in question

Own a house in or near Charleston, SC and need help determining the value of it?
Contact Williams Appraisal and Realty Services, LLC.

At Williams Appraisal and Realty Services, LLC, we understand the particular needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Williams Appraisal and Realty Services, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Charleston county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. That means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Williams Appraisal and Realty Services, LLC is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Williams Appraisal and Realty Services, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Williams Appraisal and Realty Services, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.